Climbing the Credit Card Ladder [2023 Full Guide]
This is the credit card ladder - climb this and you're on your way to locking in some amazing benefits.
| Tier | Card Type | |
|---|---|---|
| Base Tier | Secured Card | Details |
| Base Tier | Student Card | Details |
| Beginner Tier | No Annual Fee Card | Details |
| Beginner Tier | Cash Back Card | Details |
| Mid Tier | Points Card | Details |
| Mid Tier | Travel Card | Details |
| Premium Tier | Premium Rewards | Details |
| Premium Tier | Lounge Access Card | Details |
| Ultra-Premium Tier | Invite-Only Card |
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